1. Are title loans safe?
   • Our title loans are safe, we are regulated under the state of Texas as a Credit Service Organization and the Office of Consumer Credit as a Credit Access Business. We offer quick and easy loans same day cash loans for our customers.
2. Can I get a loan with low credit score?
   • Yes, our in-store loans go based only off your income. A low credit score will not impact your possibilities of getting approved for either our title loans or installment loans! There are no credit checks!
3. Is getting a loan a bad idea?
   • Unexpected expenses can happen to anyone and Check N Title Loans is here for you for any situation that may come up in a time of need for extra quick cash.
4. Is it better to apply for a loan in person?
   • Applying in-store is a great option. By going in-store customers it’s a great way for you to go over the entire loan process in person!
5. When is it a good time to get a loan?
   • Check N Title Loans is here for our customers in any situation they might be in. We are open Monday-Saturday’s!
6. Do loans get deposited into my account?
   • We offer both cash or direct deposit options to all of our customers! We can directly deposit into your debit card or you can receive cash! You can choose either option on Title Loans or Installment Loans.
7. Do you meet or beat competitor rates?
   • Check N Title Loans will always meet or beat competitor’s rates in the DFW area!
8. Can I apply for a loan with disability or retirement?
   • Yes, you can apply with both disability or retirement.
9. What are installment loan rates in Texas?
   • Installment loan rates vary in the state of Texas. Installment, Title and Payday loans are some of the most expensive loan options.
10. What are title loan rates in Texas?
    • Title loan rates vary in the state of Texas. Installment, Title and Payday loans are some of the most expensive loans.
11. How much is a title loan per month?
    • We have payment schedule examples of how much you would pay for a title loan under our fee schedule.
12. What is an installment loan?
    • Check N Title Loans offers installment loans that gives you a payment schedule with manageable payments.
13. How do title loans work in Texas?
    • Our title loans are based off the value of your car and your annual income. We do not go based off your credit for a title loan since the collateral for the loan is the vehicle.
14. Are you open on Sundays?
    • We are not open Sundays. Our hours are from 9 am – 6 pm Monday – Friday and 9am – 3 pm Saturdays.
15. Who are your competitors in Dallas?
    • Some of our competitors include ACE Cash Express, Advance America, Advance Financial, Amigo Cash Title Loans, Cash Max Loans, Cash Store, Empower Finance, Max Cash Loans, Moneylion, Possible Finance, Republic Finance Loan, Speedy Cash, Speedy Title Loans, TitleMax, VIP Title Loans and World Finance.
16. Does an installment loan affect my credit?
    • If you are making your payments regularly an installment or title loan would not affect your credit score. However defaulting on your loan, may result in being reported to the Credit Bureau Agency and being sent to collections.
17. Does a title loan affect my credit?
    • If you are making your payments regularly an installment or title loan would not affect your credit score. However defaulting on your loan, may result in being reported to the Credit Bureau Agency and being sent to collections.
18. Do you do title loans on motorcycle, semi-trucks, trailers or RVs?
    • We only do title loans on passenger cars.
19. Where can I get a title loan near me?
    • You can receive a title loan at any of our locations! We have locations that you can get a title loan near Addison, Balch Springs, Bedford, Benbrook, Carrollton, Cockerhill, Coppell, Crowley, Dallas, DeSoto, Duncanville, Euless, Farmers Branch, Forney, Forest Hill, Fort Worth, Garland, Grand Prairie, Haltom City, Hutchins, Irving, Kaufman, Mansfield, Mesquite, Oak Cliff, Plano, Richardson, Rockwall, Rowlett, Sachse, Seagoville, Sunnyvale, Terrell, Willis Point, and Wylie.
20. How many payday loans can you have in Texas?
    • There are no set state limits on the amount of payday loans you can have in the state of Texas. Check N Title Loans offers installment loans and title loans.

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