Halloween, Thanksgiving, Black Friday, Cyber Monday, Christmas, New Years and even birthdays for friends/family! All these holidays or events are coming soon! It is always a good idea to get your holiday presents and decorations early! Here are a few tips to help budget!
Plan early
- With so many events left towards the end of the year it’s hard to find the money/time to get ready! If you know you’ll need a Halloween costume and to buy your best friend a birthday gift, write it down! Start making a list today of all the possible gifts and things you’ll need to buy!
Budget
- Now that you have a list for what you’re going to buy for these events it’s time to save money! Make another list of needs vs wants! Now make sure you follow it! An example would be; I want to go out to eat with my friends Friday and Saturday, but do I need to? The answer is no! Every penny adds up when you’re saving!
Buy right
- Make sure when you’re buying anything around this time of year you wait for the right deals! Buy your Halloween costumes early! Get your Christmas shopping done on Cyber Monday or Black Friday! Buying at the right time can save you a lot of money! But remember, only buy what you NEED!
We hope this helps! It’s easy to shop but we always need to make sure we don’t overspend!